A complete digital platform for cooperative operations—member services, savings & loans, approvals, meetings, voting, marketplace, and transparent reporting.
Designed to reduce manual administration, improve governance traceability, and increase member engagement with role-based access and audit-ready workflows.
Manual tracking causes delays and reconciliation issues that reduce member trust.
Approval processes are hard to monitor and lack clear accountability.
Members have limited visibility around contributions, installments, and reports.
Manual meeting management (attendance, agenda, minutes, decisions) wastes administrative time.
Voting processes are slow, paper-based, and difficult to audit.
Member engagement challenges due to limited self-service access.
Conceptual flow for cooperative operations
Register members with profile data and membership status tracking.
Track mandatory, voluntary, and special savings with configurable rules.
Members submit online applications with required documents.
Multi-level review with traceable decision history and notifications.
Installment schedules, payment tracking, and automated reminders.
Meeting preparation, voting, and transparent financial reporting.
Comprehensive capabilities for cooperative management
Personalized dashboard for balances, savings, loans, and history.
Members update data and upload required documents without admin bottlenecks.
Central announcements with reminders for payments, meetings, and voting windows.
Track mandatory, voluntary, and special savings with configurable rules and schedules.
Support recurring contributions and deduction workflows based on cooperative policy.
Members submit loan requests digitally with required documents.
Configurable checks based on membership status and cooperative policy.
Multi-level approval with status tracking, approval trail, and notifications.
Schedules, payment history, reminders, and delinquency visibility.
Scheduling, attendance, agenda, and meeting minutes.
Secure voting with configurable ballot rules and results visibility policy.
Support representation rules for members if needed.
Enable buy/sell within the cooperative community.
Simple listing controls and reporting.
Cooperative reporting with export options.
Configurable SHU calculation rules aligned with cooperative policy.
Generate reports for internal review and sharing (PDF/Excel).
Separate access for members, admins, treasury, committees, and board.
Track critical actions and approvals for accountability and governance.
Built for governance, not just convenience.
Designed to be modular—start with essentials (member portal + savings + loans) and activate advanced modules (voting, meetings, marketplace, BI) when ready.
Discover
Align policy, approvals, rules
Configure
Roles, savings, loans, flow
Integrate (Optional)
Payroll, payment channels
Train
Admin + member onboarding
Support
Operational support, improvements
Share your cooperative structure and policies—we'll map the workflow and recommend the right starting modules.
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